:root{--navy:#10233a;--ink:#16202e;--body:#384759;--muted:#5f6f83;--line:#dde3ea;--bg:#fff;--bg-soft:#f4f7fa;--bg-band:#eaf0f6;--accent:#c8501e;--accent-dark:#a63f13;--accent-soft:#fdf1ea;--ok:#17603f;--radius:10px;--wrap:1120px;--narrow:760px;--shadow:0 1px 2px #10233a0f, 0 8px 24px #10233a12}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{background:var(--bg);color:var(--body);-webkit-font-smoothing:antialiased;margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;font-size:17px;line-height:1.65}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.015em;margin:0 0 .6em;font-weight:700;line-height:1.2}h1{font-size:clamp(1.9rem,1.35rem + 2.2vw,2.85rem)}h2{margin-top:2.2em;font-size:clamp(1.45rem,1.2rem + 1.1vw,1.95rem)}h3{margin-top:1.8em;font-size:1.18rem}h2:first-child,h3:first-child{margin-top:0}p,ul,ol{margin:0 0 1.15em}ul,ol{padding-left:1.25em}li{margin-bottom:.45em}strong{color:var(--ink)}a{color:var(--accent-dark);text-underline-offset:2px;text-decoration-thickness:1px}a:hover{color:var(--accent)}img{max-width:100%;height:auto;display:block}:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:3px}.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:20px}.narrow{max-width:var(--narrow)}.section{padding-block:clamp(2.5rem,5vw,4.25rem)}.band{background:var(--bg-soft);border-block:1px solid var(--line)}.grid{gap:1.5rem;display:grid}@media (width>=700px){.grid-2{grid-template-columns:1fr 1fr}}@media (width>=900px){.grid-3{grid-template-columns:repeat(3,1fr)}}.lede{color:var(--body);font-size:1.12rem}.eyebrow{letter-spacing:.09em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:.7rem;font-size:.78rem;font-weight:700;display:inline-block}.site-header{z-index:50;border-bottom:1px solid var(--line);background:#fffffff7;position:sticky;top:0}.header-inner{align-items:center;gap:1rem;min-height:64px;display:flex}.logo{color:var(--ink);letter-spacing:-.02em;font-size:1.05rem;font-weight:800;line-height:1.15;text-decoration:none}.logo span{color:var(--muted);letter-spacing:.02em;font-size:.72rem;font-weight:600;display:block}.nav{align-items:center;gap:1.4rem;margin-left:auto;display:none}.nav a{color:var(--ink);font-size:.95rem;font-weight:600;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{color:var(--accent-dark)}@media (width>=860px){.nav{display:flex}}.header-call{margin-left:auto}@media (width>=860px){.header-call{margin-left:0}}.btn{border-radius:var(--radius);cursor:pointer;text-align:center;border:2px solid #0000;justify-content:center;align-items:center;gap:.5rem;padding:.8rem 1.35rem;font-size:1rem;font-weight:700;text-decoration:none;display:inline-flex}.btn-call{background:var(--accent);color:#fff}.btn-call:hover{background:var(--accent-dark);color:#fff}.btn-ghost{color:var(--ink);border-color:var(--line);background:#fff}.btn-ghost:hover{border-color:var(--accent);color:var(--accent-dark)}.btn-sm{padding:.5rem .85rem;font-size:.92rem}.btn-block{width:100%}.btn-row{flex-wrap:wrap;gap:.75rem;margin-bottom:1rem;display:flex}.hero{background:linear-gradient(178deg, var(--bg-band), var(--bg));border-bottom:1px solid var(--line)}.hero-inner{gap:2.25rem;padding-block:clamp(2.25rem,5vw,3.75rem);display:grid}@media (width>=940px){.hero-inner{grid-template-columns:1.15fr .85fr;align-items:start}}.hero h1{margin-bottom:.5rem}.trust-line{color:var(--muted);flex-wrap:wrap;gap:.4rem .9rem;margin:1.1rem 0 0;padding:0;font-size:.93rem;font-weight:600;list-style:none;display:flex}.trust-line li:before{content:"✓";color:var(--ok);margin-right:.35rem;font-weight:800}@media (width>=940px){.form-rail{position:sticky;top:84px}}.card{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:1.4rem}.card h3{margin-top:0}.card p:last-child{margin-bottom:0}.card-link{color:inherit;text-decoration:none;display:block}.card-link:hover{border-color:var(--accent)}.card-link .more{color:var(--accent-dark);font-weight:700}.costband{background:var(--accent-soft);border:1px solid #f0d3c2;border-left:4px solid var(--accent);border-radius:var(--radius);margin:1.75rem 0;padding:1.15rem 1.35rem}.costband p:last-child{margin-bottom:0}.costband .figure{color:var(--ink);font-size:1.3rem;font-weight:800;display:block}.costband .note{color:var(--muted);font-size:.88rem}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;color:var(--ink);justify-content:space-between;gap:1rem;padding:1rem 0;font-weight:700;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--accent);font-size:1.35rem;font-weight:800;line-height:1}.faq details[open] summary:after{content:"–"}.faq details>div{padding-bottom:1rem}.faq details>div>p:last-child{margin-bottom:0}.leadform{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:1.5rem}.leadform h2,.leadform h3{margin-top:0}.field{margin-bottom:.9rem}.field label{color:var(--ink);margin-bottom:.3rem;font-size:.92rem;font-weight:700;display:block}.field input,.field select,.field textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1px solid #c3ccd7;border-radius:8px;padding:.7rem .8rem;font-size:16px}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent)}.field .hint{color:var(--muted);font-size:.84rem}.form-foot{color:var(--muted);margin:.8rem 0 0;font-size:.85rem}.hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.linklist{gap:.5rem;margin:0;padding:0;list-style:none;display:grid}@media (width>=620px){.linklist-2{grid-template-columns:1fr 1fr}}@media (width>=900px){.linklist-3{grid-template-columns:repeat(3,1fr)}}.linklist a{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:8px;padding:.7rem .9rem;font-weight:600;text-decoration:none;display:block}.linklist a:hover{border-color:var(--accent);color:var(--accent-dark)}.linklist .sub{color:var(--muted);font-size:.84rem;font-weight:500;display:block}.crumbs{color:var(--muted);padding-top:1.1rem;font-size:.88rem}.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--accent-dark)}.prose>:first-child{margin-top:0}.checklist{padding:0;list-style:none}.checklist li{padding-left:1.6rem;position:relative}.checklist li:before{content:"→";color:var(--accent);font-weight:800;position:absolute;left:0}.site-footer{background:var(--navy);color:#b9c6d6;margin-top:3rem;padding-block:2.75rem 6rem;font-size:.94rem}.site-footer h2,.site-footer h3{color:#fff;text-transform:uppercase;letter-spacing:.08em;margin-bottom:.8rem;font-size:.82rem}.site-footer a{color:#dbe4ee;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}.site-footer ul{padding:0;list-style:none}.footer-grid{gap:1.75rem;display:grid}@media (width>=760px){.footer-grid{grid-template-columns:1.3fr 1fr 1fr}}.nap{font-style:normal}.nap .brand{color:#fff;margin-bottom:.35rem;font-size:1.05rem;font-weight:800;display:block}.nap .phone{color:#fff;font-size:1.15rem;font-weight:700}.legal{color:#8fa2b8;border-top:1px solid #26405e;margin-top:2rem;padding-top:1.25rem;font-size:.85rem}@media (width>=860px){.site-footer{padding-bottom:2.75rem}}.callbar{z-index:60;border-top:1px solid var(--line);padding:.55rem .75rem;padding-bottom:calc(.55rem + env(safe-area-inset-bottom));background:#fffffffa;gap:.5rem;display:flex;position:fixed;inset:auto 0 0;box-shadow:0 -2px 12px #10233a1a}.callbar .btn{flex:1}@media (width>=860px){.callbar{display:none}}.skip{background:var(--ink);color:#fff;z-index:100;border-radius:0 0 8px;padding:.7rem 1rem;position:absolute;top:0;left:-9999px}.skip:focus{color:#fff;left:0}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}.prose table{border-collapse:collapse;width:100%;margin:1.5rem 0;font-size:.95rem;display:block;overflow-x:auto}.prose th,.prose td{border:1px solid var(--line);text-align:left;padding:.55rem .7rem}.prose th{background:var(--bg-soft);color:var(--ink);font-weight:700}.prose blockquote{border-left:3px solid var(--accent);color:var(--muted);margin:1.5rem 0;padding:.25rem 0 .25rem 1.1rem}.prose hr{border:0;border-top:1px solid var(--line);margin:2.25rem 0}.prose code{background:var(--bg-soft);border-radius:4px;padding:.12em .35em;font-size:.92em}.prose abbr[title]{cursor:help;text-decoration:underline dotted}.prose ol{padding-left:1.35em}.prose ol li{padding-left:.2em}